![]() the minimum repayment amount for credit cards) rather than the total amount they have to repay," Rainey said.Īlthough a wealthy person may enjoy spending, their goal is to save money first.įocusing on looking after their money long-term ultimately brings them closer to their goals.Ģ. "They focus on the amount of debt they have to pay back each month (e.g. They use debt to buy the things they want - nowĬonfident they'll have the money in the future, someone with a rich mindset is likely to use debt to fast-track the ability to have what they want now. Here's three giveaway signs someone has a rich rather than a wealthy mindset.ġ. ![]() ![]() "It’s really hard to tell who is wealthy as many of them would live below their means in order to ensure they can save and invest their money," Rainey says.
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